How to cut back on insurance costs for Chicago employees
I had insurance coverage through my husband’s employer for years, even though my employer offered insurance coverage. Then his employer started a new program where you would be charged a significant fee if you had coverage available elsewhere. Makes sense. Why should one employer pay all the insurance costs? So, I took out a single-coverage plan from my employer, and my son and husband remained covered at a reduced rate through his employer.
This type of program could be a huge savings to the city of Chicago. If you are a city worker, firefighter or police officer and your spouse is employed by a company that offers insurance, then your spouse should get coverage through his/her employer. Why should the city foot the bill for all insurance coverage? If you choose to stay with the insurance that the city offers, then you must pay an additional fee.
Either way, everyone’s insured, and the city saves on the cost of insurance. It’s a win-win.
— Faith Smith, Chicago